Uber has partnered with on-demand insurance provider MetroMile to start to unravel the tangled web of insurance liability it and its drivers face every time they hit the road to pick up fares. Uber and MetroMile have developed a kind of insurance plan attuned to Uber’s dispatch network that can track precisely when and where an UberX driver picks up and drops off a rider.
That’s necessary because Uber’s coverage only kicks in when an Uber driver is actively working a fare. When drivers are waiting around to be hailed, they are expected to have coverage from their own policies. Confusion over where Uber’s liability starts and stops, though, has been a source of headaches for the company and its drivers for years.
MetroMile won’t just provide a general insurance policy. It uses a plug-in module called a Metronome that works in any car made after 1996 to track a…
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